For the past 10 years OMA Insurance has been advertising its not for profit status and the annual premium refund on various insurance products. Refunds are paid in December of each year. For the first time in 10 years, the OMA did not publish the annual premium refunds on their website. As of June 2021, OMA Insurance announced. Group term life insurance – rebate has dropped from 70% to 20% Office overhead -refund has dropped from 75% to 20% Group…